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Short Sales

Welcome >Short Sales ...

Short Sales in the Dallas-Fort Worth Area: Work with a Realtor You Can Trust…

If you are a struggling homeowner who is behind on their mortgage payments or “underwater” on your mortgage—owing more on your loan that what your home is actually worth—you may want to consider the possibility of a short sale. A short sale is an agreement between you and your lender to sell your home at its fair market value, even if that amount is less than what you owe on your mortgage. The basic steps of a short sale are as follows:
You sell your home for less than what you owe on your loan

Your lender accepts that amount as payment on your loan
You avoid foreclosure but do not receive any funds from the sale
Your lender does not report a foreclosure to the credit bureaus

When you are facing difficult possibilities like foreclosure and bankruptcy, short sale may be your best chance to sell your home and get a fresh start. The Don Lawyer Team is a full service real estate team with special expertise in handing short sale transactions. We can show you the ways a short sale may be able to:
Preserve your credit standing

Help you sell your home without you having to pay anything out-of-pocket
Possibly be eligible to buy another home much sooner than if you have a foreclosure on your record
Release you from your mortgage obligation
Relieve financial and emotional stress
Avoid foreclosure and/or bankruptcy

Short sales are a very popular way to avoid a foreclosure due to a job relocation, unemployment, divorce, medical bills, and adjustable rate mortgages (ARMs) that have reset to a much higher monthly payment.

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Real Estate Tips

Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

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Real Estate Trivia

Q	What is the longest construction time for a private residence?
A	The Winchester House in San Jose, CA, was under construction for over 38 years.
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The Don Lawyer Real Estate Team, REALTORŽ, real estate agent and broker for Arlington, Mansfield and Kennedale, Texas home listings, property and land for sale - NUMBER1EXPERT

The Don Lawyer Real Estate Team
Keller Williams Realty
1301 South Bowen Road, Suite 125
Arlington, TX 76013
Office: 817-213-6510
Toll Free: 1-877-515-9089
Fax: 817-764-0482
Email: donlawyer@NUMBER1EXPERT.com
Email: ddrivera2@yahoo.com
As Tarrant County's top real estate agents, Don Lawyer and his team have made a name for themselves by providing exceptional service and expert advice. With over two decades of experience and expertise, members of The Don Lawyer Team are proven performers. If you desire the very best in personalized service, you will appreciate the reassurance of knowing there is someone to take your call if you have a question. The Don Lawyer Team stays in touch with their clients, and they do the little things right. Call or email them today!

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