Lease Purchase

Is Lease-To-Own Right For Me? 

If you are currently a renter, chances are, lease-to-own is an excellent choice for you. Lease-to-own offers many benefits over renting. The most obvious benefit is the chance to escape the rent race and achieve the dream of homeownership. But you will find that the benefits of Lease-To-Own are so numerous that deciding to apply will be an easy choice! 

Lease-to-Own financing means you’ll need up to 60% less cash to move in and to own. And your cost of starting the program is an amount similar to a first month’s rent and security deposit payment.  

All of which makes you wonder why rent, when you can lease-to-own? 

Benefits of Lease-To-Own: 

Easy To Qualify
Save Money vs. Renting
Improve Your Credit
Competitive Interest Rate*
Choose Your Own Home
Get More Space With A Home vs. Apartment
Build Equity To Increase Your Wealth
Get A Tax Deduction* 

*Indicates benefits you will have after assumption at the end of the lease period. 

How Do I Know I Will Qualify For Lease-To-Own? 

The only way to know for sure if you qualify is to contact us. I guess their would be a form to fill out like we have on other pages. 

In the Sell section, (after 2009 Sold Homes) label a link as Creative Selling that says... 

Most sellers think that to sell their home they must sell it the conventional way; first by listing it with an agent and then, by sitting around waiting for a qualified buyer to come along. In fact, there are actually many methods to sell your home — many of which may put more money into your pocket which is the end game we all wish for.
If you are a seller of real estate, Lease-To-Own creates a whole new and exciting way for you to sell their home. You will receive many more inquiries in a much shorter listing period, and get a higher price for your home. As a seller, you can turn their homes into an income-producing opportunity and realize a full price at sale. 

On average home listings that sell at a discount to list price of 9% of more, and many listing today languish on the market for months without selling. The Seller will receive an offer at full appraised value through the Lease-To-Own program. 

The Community Empower Lease-To-Own program fully protects the Seller and takes all the hassles out of renting: 

The rent is guaranteed during the lease period. If the tenant fails to perform for any reason Community Empower will continue to make the rent payments during the lease period. Rent is collected by an accredited lease servicer who is responsible for making the rent payment to the Seller.
The property is protected against peril with a standard commercial property casualty policy.
This policy covers all standard perils including: 

wind, lighting, rain, sleet, hail, snow and ice
freezing, seepage or leakage of water
fire and explosion
theft, vandalism, riot or civil commotion
personal liability for bodily injury or property damage
This policy covers your: 

dwelling and other structures
trees shrubs and other plants
personal property
Other important benefits to the seller include: 

Your property is protected with a home warranty that provides for household repairs.
Your property is professionally managed by your local broker who will make a drive by every month.The seller is not responsible for dealing with the tenant.
You won’t receive annoying calls, no collection troubles of any kind. All interactions with the buyer/tenant are handled by Community Empower and its program partners.
Lease-To-Own creates a whole new class of Buyers who have been shut out of the market by ever tightening lending standards. These are Buyers who are good risks and who will qualify for standard loans very quickly with the assistance of our program and purchase your property.
Because Lease-To-Own pays real estate Agents their customary fees from greater sales at better prices, will dedicate their time and energy to your Lease-To-Own listing because it is their best income earning opportunity.
The only way to know for sure if you qualify is to contact us.